body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-color: #DBDBDB;
}
h1{
 color:#000000;font:bold 14px tahoma,helvetica;
 margin: 0px 0px 20px 0px;
}
h2{
 color:#000000;font:bold 13px tahoma,helvetica;
 margin: 17px 0px 5px 0px;
}
h3{
 color:#000000;font:bold 12px tahoma,helvetica;
 font-size: 11px;
 margin: 0px 0px 0px 0px;
}
ul{
	margin: 0px 0px 0px 5px;	
	padding: 0px 0px 0px 0px;
}
li{
	margin: 0px 0px 0px 15px;
	padding: 0px 0px 0px 0px;
}
a:link{
	text-decoration: underline; 
	color: #000000;
}
a:visited{
	text-decoration: underline; 
	color: #000000;
}
a:hover{
	text-decoration: none; 
	color: #AE2942;
}
a:active{
	text-decoration: none; 
	color: #AE2942;
}
a.wit:link{
	text-decoration: underline; 
	color: #FFFFFF;
}
a.wit:visited{
	text-decoration: underline; 
	color: #FFFFFF;
}
a.wit:hover{
	text-decoration: none; 
	color: #FFFFFF;
}

.text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	
}

#disclaimer {
	font-family: Arial, Helvetica;
	font-size: 10px;
	font-weight: normal;
	color: white;
}